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Environmental Impairment Liability



Contractors Environmental Liability

Environmental Impairment Liability – Contractors EIL

Can-Sure Contractors Environmental Liability solutions are designed to respond to pollution and environmental damage caused by the activities of contractors.

These covered operations can be diverse, from facilities management to heavy construction with programmes written on an annual or multi-year project basis.

Policies are underwritten by a specialist Environmental Impairment Liability (EIL) team based in London. The team has a wealth of experience in underwriting such programmes for the full range of contracting trades and single construction and infrastructure projects.

This underwriting expertise is combined with a focus on flexibility, responsiveness and service and supported by the recognised capability and financial strength of Lloyd’s of London.

Key benefits

The policies have been designed to keep pace with the need to provide adequate safeguards in this constantly changing environment, and provide the following benefits:

  • Pollution can be sudden or gradual, thereby creating greater certainty for the named insured
  • In addition to civil/tort law, policies are specifically designed to respond to broad and changing environmental law
  • Project programmes can be offered with periods of up to 10 years and on an ‘owner-controlled’ basis, whereby all interested parties are named
  • Completed operations extensions are available
  • CEL coverage can be offered on a standalone basis or combined with many other products offered by Can-Sure, including General Liability, Contractors Equipment Insurance and Professional Liability.

Key aspects of our coverage (subject to policy wordings)

  • Third-party bodily injury
  • Third-party property damage including loss of use and diminishment in value
  • Third-party nuisance and trespass
  • Third-party clean-up costs
  • Clean-up costs incurred by regulators or imposed on the named insured by those regulators
  • Emergency expenditure in responding to an incident
  • Costs and expenses for all insured sections, including investigation, adjustment and legal defence.

Program structures

  • Limits to $30 million each incident, costs inclusive. Larger aggregate limits are available
  • Policies written on a claims made basis, except Contractors single project programs are also available on an occurrence basis.
  • Minimum $2,500 deductible and flexible premium options available


 

APPLICATIONS

Contractors EIL

  • Combined Environmental Pollution Liability Application DOWNLOAD




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